Pricing
Start free. Upgrade when you’re ready.
See your safe-to-spend for free. Unlock the full copilot - budgets, goals and pacing - with Surplus Pro.
Most popular
Surplus Pro
7-day free trial
then monthly or annual
The full copilot - budgets, goals and proactive AI.
Join the waitlistCompare plans
| Free | Surplus Pro | |
|---|---|---|
| Connected accounts | 1 | Unlimited |
| Full 2-year transaction history* | ||
| Transaction editing | ||
| Multi-currency support | ||
| Bill tracking | ||
| Payslip analyser | ||
| Advanced budget tracking | – | |
| Proactive AI copilot | – |
* depending on bank limits
Full pricing is announced at launch. Surplus is free during the beta and testers who give us useful feedback keep Surplus Pro free for life. The beta is full for now - join the waitlist to hear first when places open.