Bills app · Free

Your bills and subscriptions, tracked.

Surplus finds your regular bills and subscriptions, shows what’s due in the next 7 days and flags the ones that need a check. One bank free, more with Surplus Pro. Scroll to see it in the app.

Recurring bills

£312 due in the next 7 days

Late £18
Today £0
Thu £0
Fri £46
Sat £18
This month£1,355

From the bills Surplus found in your account history.

Monthly bill load

£1,355 /mo

13 Active
4 Due soon
1 To check

Your active bills as a monthly figure, with yearly and weekly bills worked out per month.

Active bills

SPOTIFY Entertainment · To check
-£18 Due 19 Oct
Monthly Subscription

No Spotify payment seen since 19 September, so Surplus asks what happened to October’s.

This week

Recurring bills

See what’s due in the next 7 days.

The Recurring bills card on Growth shows what’s due in the next 7 days, day by day, with anything late at the start. Below it is what your bills come to in a month. Tap View all bills for the full list.

Recurring bills

£312 due in the next 7 days

Late £18
Today £0
Thu £0
Fri £46
Sat £18
This month£1,355

From the bills Surplus found in your account history.

Your bills

Bills and subscriptions

Your bills and subscriptions in one list.

Surplus finds regular bills and subscriptions in your connected account history, from current accounts and credit cards. The list opens with your monthly bill load and how many bills are active, due soon or to check, then each bill’s amount and due date.

Monthly bill load

£1,355 /mo

13 Active
4 Due soon
1 To check

Your active bills as a monthly figure, with yearly and weekly bills worked out per month.

To check

Flags what needs a look

Bills that need a check, flagged.

When Surplus has a question about a bill, such as a payment it hasn’t seen, it marks the bill To check. Tap it to answer on the Review tab.

Active bills

SPOTIFY Entertainment · To check
-£18 Due 19 Oct
Monthly Subscription

No Spotify payment seen since 19 September, so Surplus asks what happened to October’s.

What counts as a bill

A payment that repeats, weekly to yearly: rent or a mortgage, council tax, energy, your phone, loans and subscriptions. Under each bill you can change how often it’s paid and what kind of bill it is: Household bill, Subscription, Mortgage, Loan or Rent.

How does Surplus track bills and subscriptions?

Surplus finds regular bills and subscriptions in your connected account history, from current accounts and credit cards, through read-only Open Banking. Each bill shows its amount, how often it’s paid and when it’s next due. The Recurring bills card shows what’s due in the next 7 days and your monthly bill load. When Surplus has a question about a bill, such as a payment it hasn’t seen, it marks it To check and asks you. Bill tracking is in Surplus Free: one bank free, more with Surplus Pro. Surplus can’t move your money, so it can’t cancel a subscription or stop a payment.