Pricing

Start free. Upgrade when you’re ready.

See your safe-to-spend for free. Unlock the full copilot - budgets, goals and pacing - with Surplus Pro.

Free

£0 forever

Your live safe-to-spend on a single account.

Join the beta
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Surplus Pro

7-day free trial

then monthly or annual

The full copilot - budgets, goals and proactive AI.

Join the beta

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Free Surplus Pro
Connected accounts 1 Unlimited
Full 2-year transaction history*
Transaction editing
Multi-currency support
Bill tracking
Payslip analyser
Advanced budget tracking
Proactive AI copilot

* depending on bank limits

Full pricing is announced at launch. Join the beta for the founding offer - a limited number of places, every one with Surplus Pro free for life.