Pricing
Start free. Upgrade when you’re ready.
See your safe-to-spend for free. Unlock the full copilot - budgets, goals and pacing - with Surplus Pro.
Most popular
Surplus Pro
7-day free trial
then monthly or annual
The full copilot - budgets, goals and proactive AI.
Join the betaCompare plans
| Free | Surplus Pro | |
|---|---|---|
| Connected accounts | 1 | Unlimited |
| Full 2-year transaction history* | ||
| Transaction editing | ||
| Multi-currency support | ||
| Bill tracking | ||
| Payslip analyser | ||
| Advanced budget tracking | – | |
| Proactive AI copilot | – |
* depending on bank limits
Full pricing is announced at launch. Join the beta for the founding offer - a limited number of free founding years, with your first year on us.
Not another budget app. Not another AI chatbot. A money copilot with a real engine underneath - built by a chartered accountant and it never makes the numbers up.